![]() ![]() The closing of an account: At IBC in your area, if your account is not positive within 45 days of the date it first became overdrawn then your account is automatically shut down. Order of payment: It is the bank's obligation to clear items hence it reserves the right to do the clearance in any order as permitted by state law. ![]() Good standing requirements: For one to be in good standing with a nearby IBC bank, one must ensure that your personal account has been opened for at least thirty days, having regular deposits so as to bring a person's book balance to a positive figure, not to have defaulted in any loan in the bank, not on the legal books or levy. Overdraft Courtesy Customer Disclosure: This is a discretionary service offered to United States Residents or Alien Residents.Ĭovered Transactions: IBC Overdraft Courtesy Program covers electronic transactions, ATM withdrawals, walk-in customer withdrawals, and checks. IBC offers a personal checking guide to which you enjoy great benefits such as Instant Issued Debit Card, Free IBC voice, IBC debit/ATM card, a free IBC bank online with Bill Pay, no service charges, no minimum balance required, and unlimited check writing. Fee charges must also apply in access rates depending on your carrier. However, for mobile banking, you must ensure that your phone has access to the internet in order to enjoy the services. Through the online services, the closest IBC bank has as well ensured that their client's personal information and accounts are treated with the highest level of confidentiality and given good security. Online services have made it easy for people to conduct their banking transactions even from the comfort of their homes 24/7. IBC online services include My IBC Bank Online which allows one to access their accounts and manage other financial needs from their computers or mobile devices despite your location hence have made banking more easy and accessible. It is a minority-owned bank holding limited with more than 500 employees. The bank is widely spread throughout Texas as it has more than 250 branches with more than 400 ATMs hence making it the most popular bank in the region. IBC known as the International Bank of Commerce is one of the biggest banks in Texas USA owned by the International Banc-shares Corporation. You can look up their contact number on Google Maps by clicking on the "View larger map" link on the red pin you just clicked earlier. Simply click on any of the google map red pins below for the location's address and direction.īefore you decide to visit the location, it's best to give them a call to verify if they are indeed still around, just to be sure. All rights reserved.There's no need to search for anything here. Additionally, insurance products are offered through Frost Insurance.ĭeposit and loan products are offered through Frost Bank, Member FDIC.Įqual Housing Opportunity Equal Housing Lender is a wholly owned subsidiary of Frost Bank. Investment and insurance products are offered through Frost Brokerage Services, Inc., Member FINRA/ SIPC. ![]() Insurance products are for solicitation in the state of Texas. Investment and insurance products are not FDIC insured, are not bank guaranteed, and may lose value. App Store is a service mark of Apple Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.Īpple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. ![]() Internet Privacy Disclosure | Terms of Use | Consumer Complaint NoticeĪndroid and Google Play are trademarks of Google Inc. ![]()
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